Terms of Service
Welcome to financial.infociapus.com (the “Site“), a blog dedicated to helping you take control of your financial future with smart decisions. By accessing or using this Site, you agree to be bound by these Terms of Service (“Terms“). If you do not agree to these Terms, please do not use this Site.
These Terms constitute a legally binding agreement between you (“User,” “you,” or “your“) and financial.infociapus.com (“we,” “us,” or “our“).
1. Use of the Site
You may use the Site for informational purposes only. You agree not to: (a) reproduce, duplicate, copy, sell, resell or exploit any portion of the Site, use of the Site, or access to the Site; (b) modify or adapt any portion of the Site; (c) use the Site for any illegal or unauthorized purpose; (d) violate any applicable laws or regulations in connection with your use of the Site; (e) interfere with or disrupt the Site or servers or networks connected to the Site; (f) attempt to gain unauthorized access to any portion of the Site, other accounts, computer systems, or networks connected to the Site, through hacking, password mining, or any other means; (g) use any robot, spider, scraper, or other automated means to access the Site; (h) collect or harvest any personally identifiable information, including account names, from the Site; (i) use the Site to transmit any viruses or other malicious code; or (j) use the Site in any manner that could damage, disable, overburden, or impair the Site or interfere with any other party’s use of the Site.
2. User Content
The Site may allow users to post comments or engage in other interactive features. All content submitted by users (“User Content“) remains the property of the respective user. However, by submitting User Content, you grant us a non-exclusive, royalty-free, perpetual, worldwide, irrevocable license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such User Content in any media. You represent and warrant that you own or have the necessary licenses, rights, consents, and permissions to grant us the license to use your User Content as described above.
We reserve the right, but are not obligated, to monitor, edit, or remove any User Content that we determine, in our sole discretion, violates these Terms or is otherwise objectionable. We are not responsible for the accuracy, completeness, or usefulness of any User Content.
3. Disclaimer of Warranties
The Site and all information, content, materials, and services included on or otherwise made available to you through the Site are provided on an “as is” and “as available” basis. We make no representations or warranties of any kind, express or implied, as to the operation of this Site or the information, content, materials, or services included on or otherwise made available to you through the Site, unless otherwise specifically stated. You expressly agree that your use of this Site is at your sole risk.
To the full extent permissible by applicable law, we disclaim all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. We do not warrant that this Site, its servers, or files that are downloaded from this Site are free of viruses or other harmful components.
4. Limitation of Liability
To the fullest extent permitted by applicable law, in no event shall financial.infociapus.com, its affiliates, officers, directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including, but not limited to, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Site; (ii) any conduct or content of any third party on the Site; (iii) any content obtained from the Site; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.
5. Indemnification
You agree to indemnify, defend, and hold harmless financial.infociapus.com, its affiliates, officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms or your use of the Site.
6. Governing Law
These Terms shall be governed and construed in accordance with the laws of [Insert Applicable Jurisdiction Here], without giving effect to any principles of conflicts of law.
7. Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If we make material changes to these Terms, we will notify you by posting the updated Terms on the Site and updating the “effective date” at the top of this page. Your continued use of the Site after the posting of any changes constitutes acceptance of those changes.
8. Contact Information
If you have any questions regarding these Terms, please contact us at [email protected].
9. Refund Policy
Since financial.infociapus.com is a free informational blog, there are no products or services offered for purchase and therefore no refund policy applies.
10. Termination
We may terminate or suspend your access to all or part of the Site, without notice, for any reason, including, without limitation, any violation of these Terms. Upon termination, your right to use the Site will immediately cease.